Find the ideal credit credit card

Finding the “best” credit card depends on your spending habits and financial goals. Here are some top contenders in different categories to get you started:

• Best for travel rewards:
  • Chase Sapphire Preferred® Card: This card offers 2x points on travel and dining and has a $95 annual fee.creditcards.chase.com Chase Sapphire Preferred® Card
  • Capital One Venture X Rewards Credit Card: This card offers a variety of travel perks, including airport lounge access and travel credit, and has a $395 annual fee.www.capitalone.com Capital One Venture X Rewards Credit Card
• Best for cash back:
  • Wells Fargo Active Cash® Card: This card offers a flat 2% cash back on all purchases and has no annual fee. www.creditkarma.com Wells Fargo Active Cash® Card
  • Blue Cash Everyday® Card from American Express: This card offers up to 3% cash back on groceries and gas, and has a $0 or $95 annual fee depending on the card you choose.www.americanexpress.com Blue Cash Everyday® Card from American Express
• Best for balance transfers:
  • Citi® Diamond Preferred® Card: This card offers a 0% intro APR on balance transfers for 21 months (then 18.25% - 28.25% APR), and has a $95 annual fee.www.citi.com Citi® Diamond Preferred® Card
• Best for students:
  • Discover it® Student chrome℠ Card: This card offers cash back match for the first year, has a $0 annual fee, and is designed for students with limited credit history.www.discover.com Discover it® Student chrome℠ Card

Here are some additional tips for choosing the best credit card for you:

• Consider your credit score. Some cards have higher credit score requirements than others.
• Think about your spending habits. Choose a card that rewards the types of purchases you make most often.
• Pay attention to the annual fee. Some cards have annual fees, while others do not. Decide if the rewards are worth the fee.
• Read the fine print. Make sure you understand all of the terms and conditions of the card before you apply.